Today i received a cheque from my bike insurers WITHOUT asking for it, i didnt even know about it , im stunned! They gave me money back!!!!
The company is Bikesure a part of Adrian flux,
their letter is worded like this
"Due to a recent check on our system, we have noted that a credit is due to yourself of £21.73. Due to this we are forwarding the credit to yourself by cheque,"
I think i'll be useing these guys again.